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Investor calculators that show their work

Most free calculators give you a number and a shrug. ValueLab tools explain every input in plain English, stress-test assumptions with scenarios, and show sensitivity tables so you can see how fragile (or solid) a valuation really is.

Abstract illustration of compounding growth curves and rising bar charts

The calculators

Flagship

DCF / Intrinsic Value Calculator

Discounted cash flow valuation with Bear / Base / Bull scenario toggles, a year-by-year cash flow table, and a WACC × terminal-growth sensitivity grid. The free version of the tool most paid sites put behind a login.

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Reverse DCF Calculator

Start from the current stock price and work backwards: what annual growth rate is the market already pricing in? Great for checking whether expectations look reasonable before you buy.

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WACC Calculator

Weighted average cost of capital with a full CAPM cost-of-equity build. See exactly how the discount rate feeds your DCF, and how much each component moves the result.

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Free Cash Flow Calculator

Build free cash flow from net income with the full bridge (depreciation, working capital, capex), plus FCF per share and FCF yield. The starting point of every DCF.

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Terminal Value Calculator

Compare the Gordon growth and exit-multiple methods side by side, and see how much of a DCF's value really comes from the terminal value. Includes a sensitivity table on the growth rate.

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EV/EBITDA Calculator

Build enterprise value from market cap, debt, and cash with the EV bridge worked through, then get the multiple, net debt, and EBITDA margin. The classic relative-value multiple.

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CAPM Calculator

Cost of equity from the risk-free rate, beta, and equity risk premium, with a plain-English ERP explainer and a beta x ERP sensitivity table. Feeds straight into WACC.

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Margin of Safety Calculator

Compare any intrinsic value estimate to the market price, get the margin of safety, and see rule-of-thumb thresholds value investors use to demand a cushion for being wrong.

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CAGR & Growth Calculator

Compound annual growth rate from any start and end value, plus a forward projector for investments with regular contributions. Useful for sanity-checking growth assumptions in your DCF.

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Dividend Discount Model

Value dividend-paying stocks with the Gordon growth model. Includes a growth vs required-return sensitivity grid and an honest rundown of where the model breaks, especially for non-dividend payers.

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Compound Interest Visualizer

Project investment growth with monthly contributions, see a year-by-year table and a growth chart, and compare compound vs simple interest side by side.

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Rule of 72 Calculator

Estimate how long money takes to double at any return, or what return you need to double in a target time. Compares the rule of thumb against the exact math.

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PEG Ratio Calculator

Combine the P/E ratio with expected earnings growth to judge whether a stock's price is reasonable, plus the growth rate implied for a PEG of 1.

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Learn the ideas behind the tools

Guide

What Is Intrinsic Value?

A plain-English guide to the three standard valuation methods, DCF vs dividend discount vs comparable multiples, with margin of safety and a fully worked example showing real math you can check.

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Why these are better than the typical free calculator

Scenarios, not single points

Every valuation is a range. The DCF tool ships with Bear, Base, and Bull presets you can edit, so you see how the story changes instead of trusting one optimistic number.

Sensitivity tables

DCF results swing hard on two inputs: the discount rate and terminal growth. The sensitivity grid shows the full spread across both, heat-mapped, so fragile assumptions are obvious.

Inputs explained in plain English

Each input carries a short explanation of what it means and how to pick a reasonable value. No finance degree required, and no pretending precision you do not have.

Frequently asked questions

Are these calculators really free?

Yes. Every calculator on this page is free with no account. There is an optional paid Valuation Toolkit ($5 one-time) with deeper models, exportable reports, and saved scenarios, but the calculators themselves stay free.

Do you store my numbers or pull live stock data?

No. Everything runs in your browser; nothing you type is sent anywhere. The tools are intentionally input-your-own so they work for any company, private business, or classroom exercise.

How accurate is a DCF valuation?

A DCF is only as good as its assumptions, especially the growth rate and discount rate. Treat the output as a range (that is why we include scenario toggles and sensitivity tables), not a price target. See the DCF calculator page for a full walkthrough of the method and its limits.

Need the full valuation workflow?

Saved scenarios, one-click PDF reports, and a real Excel DCF model with formulas.

$5 one-time
See the Valuation Toolkit