The calculators
DCF / Intrinsic Value Calculator
Discounted cash flow valuation with Bear / Base / Bull scenario toggles, a year-by-year cash flow table, and a WACC × terminal-growth sensitivity grid. The free version of the tool most paid sites put behind a login.
Open calculatorReverse DCF Calculator
Start from the current stock price and work backwards: what annual growth rate is the market already pricing in? Great for checking whether expectations look reasonable before you buy.
Open calculatorWACC Calculator
Weighted average cost of capital with a full CAPM cost-of-equity build. See exactly how the discount rate feeds your DCF, and how much each component moves the result.
Open calculatorFree Cash Flow Calculator
Build free cash flow from net income with the full bridge (depreciation, working capital, capex), plus FCF per share and FCF yield. The starting point of every DCF.
Open calculatorTerminal Value Calculator
Compare the Gordon growth and exit-multiple methods side by side, and see how much of a DCF's value really comes from the terminal value. Includes a sensitivity table on the growth rate.
Open calculatorEV/EBITDA Calculator
Build enterprise value from market cap, debt, and cash with the EV bridge worked through, then get the multiple, net debt, and EBITDA margin. The classic relative-value multiple.
Open calculatorCAPM Calculator
Cost of equity from the risk-free rate, beta, and equity risk premium, with a plain-English ERP explainer and a beta x ERP sensitivity table. Feeds straight into WACC.
Open calculatorMargin of Safety Calculator
Compare any intrinsic value estimate to the market price, get the margin of safety, and see rule-of-thumb thresholds value investors use to demand a cushion for being wrong.
Open calculatorCAGR & Growth Calculator
Compound annual growth rate from any start and end value, plus a forward projector for investments with regular contributions. Useful for sanity-checking growth assumptions in your DCF.
Open calculatorDividend Discount Model
Value dividend-paying stocks with the Gordon growth model. Includes a growth vs required-return sensitivity grid and an honest rundown of where the model breaks, especially for non-dividend payers.
Open calculatorCompound Interest Visualizer
Project investment growth with monthly contributions, see a year-by-year table and a growth chart, and compare compound vs simple interest side by side.
Open calculatorRule of 72 Calculator
Estimate how long money takes to double at any return, or what return you need to double in a target time. Compares the rule of thumb against the exact math.
Open calculatorPEG Ratio Calculator
Combine the P/E ratio with expected earnings growth to judge whether a stock's price is reasonable, plus the growth rate implied for a PEG of 1.
Open calculatorLearn the ideas behind the tools
What Is Intrinsic Value?
A plain-English guide to the three standard valuation methods, DCF vs dividend discount vs comparable multiples, with margin of safety and a fully worked example showing real math you can check.
Read the guideWhy these are better than the typical free calculator
Scenarios, not single points
Every valuation is a range. The DCF tool ships with Bear, Base, and Bull presets you can edit, so you see how the story changes instead of trusting one optimistic number.
Sensitivity tables
DCF results swing hard on two inputs: the discount rate and terminal growth. The sensitivity grid shows the full spread across both, heat-mapped, so fragile assumptions are obvious.
Inputs explained in plain English
Each input carries a short explanation of what it means and how to pick a reasonable value. No finance degree required, and no pretending precision you do not have.
Frequently asked questions
Are these calculators really free?
Yes. Every calculator on this page is free with no account. There is an optional paid Valuation Toolkit ($5 one-time) with deeper models, exportable reports, and saved scenarios, but the calculators themselves stay free.
Do you store my numbers or pull live stock data?
No. Everything runs in your browser; nothing you type is sent anywhere. The tools are intentionally input-your-own so they work for any company, private business, or classroom exercise.
How accurate is a DCF valuation?
A DCF is only as good as its assumptions, especially the growth rate and discount rate. Treat the output as a range (that is why we include scenario toggles and sensitivity tables), not a price target. See the DCF calculator page for a full walkthrough of the method and its limits.